Extra Value Checking

Your money’s a lot happier when it’s protected.

A Checking Account with a Little Extra Value

Get the same perks as our Free Checking with eStatements account, but with more protection and many added benefits1. For just $3.75/month and no daily minimum balance requirement, you'll be reassured knowing your money has added layers of security. 

Protection Perks for Primary Account Holders

Proactive identity fraud monitoring services2 included for primary account holders for no additional cost:

  • Annual Credit Report
  • Monthly Credit Score on Demand
  • Continuous Credit Monitoring
  • Dark Web Monitoring to store and monitor important credentials.

Already have an Extra Value Checking account, but not yet registered for your free identity theft protection benefits? 


Visit the NXG Strategies site to login to your account or learn more about identity theft protection. 
Free Benefits
  • Platinum Debit MasterCard® 
  • Monthly eStatements
  • Cal Coast Online Banking
  • CoastLine Telephone Banking Services
  • Mobile Banking3, Mobile Deposit, Bill Pay and PayItNow person-to-person payments4
More Benefits
  • Free access to 30,000 Cal Coast and CO-OP® ATMs Nationwide
  • Unlimited check writing
  • Courtesy Pay and Debit Card Courtesy Pay options 
  • Identity theft protection 
  • A Personal Privacy Advocate available to help investigate a suspected or active identity fraud situation 
  • Reimbursement for expenses incurred from identity theft up to $25,0005
  • Monthly ATM fee waiver up to two withdrawals at ATMs outside our CO-OP® Network6
  • Special discounts on loan rates7


Get 5% back!

Mastercard Local 

Shop around town with your Cal Coast Mastercard® and earn 5% cash back automatically at participating local businesses.8 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.

Supporting your local businesses helps build your community.

Advanced Security Debit Card

You May Also Like These Checking Options

Free Checking with eStatements

Open a free checking account with eStatements and get no monthly fee and a secure debit card.

Ultra Performance Checking

Learn more about the ultimate checking account for 24/7 monitoring that keeps your assets protected and your identity safe.

Dividend Checking

With a dividend Checking Account, you can earn dividends with a high monthly interest on your balance and enjoy all the conveniences that come with Cal Coast checking accounts.

APY = Annual Percentage Yield. Rates are accurate as of 03/18/2024. Rates and terms are subject to change without notice. Visit petebutler.net or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Minimum opening balance of $25. Maintenance fee of $3.75 charged monthly. Applicant must be at least 18 years of age to open an account.
  2. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Proactive Monitoring Services are applicable to individuals age 18 and older who have a valid credit file. Credit Services are provided by TransUnion®, subject to change. The credit score provided may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
  3. Check with your wireless provider to determine if data and text messaging rates apply.
  4. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
  5. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
  6. ATM fee waivers do not include those fees charged by banks outside the CO-OP network.
  7. Members in good standing may receive loan rate adjustment upon funding. Excludes credit card or Lines of Credit. Actual rate discount based on market conditions. Discount does not apply to promo rates or terms and cannot be combined with other offers. Subject to change without notice.
  8. This is a special offer and exclusive to only eligible California Coast Mastercard debit and/or credit cards.  Eligible cards are automatically enrolled in the Program.  To opt-out of participating in the MasterCard Shop Local Program click here, call (877) 495-1600, or visit a Cal Coast Branch location. Program may be discontinued and subject to change at any time without notice. The offer can be used across a variety of participating merchants or repeatedly at your favorite participating merchants.  Purchases made online or through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for the offer. Simply use your enrolled California Coast Mastercard debit or credit card at participating merchants to automatically receive a statement credit on eligible purchases. No coupon necessary. The reward will be credited to your California Coast Mastercard used to make the qualifying purchase within 60 days from eligible purchase. Your account must be open and in good standing at the time reward is credited. Terms and conditions apply. Click here for full details.

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